Classified/Management
Cuesta College is pleased to offer a comprehensive benefit package to our part-time and full-time classified/management members. You have many options for medical insurance available as well as an opt-out option. Please review the information below carefully and completely.
The insurance year for medical, dental and vision runs from January 1st to December 31st. There will be one Open Enrollment period for all insurance coverage each year in November.
Medical, dental, and vision coverage is available for spouses/domestic partners and dependent children (up to the age 26).
Classified/Management Insurance Rates and Fringe Information
2025 Benefit Guide (coming soon)
The fringe contribution is a District provided amount designed to offset the cost of health and welfare benefits for each qualified employee and their eligible dependents. Please see the Collective Bargaining Agreement (CBA) for more information on this contribution.
You are eligible to opt-out of the medical plan if you have proof of other coverage. If you chose to opt-out you will receive a lower amount in fringe that you can use towards dental, vision, MetLife life or AD&D coverage, investments or American Fidelity Plans (such as disability, cancer, life, flexible spending accounts, etc.). Classified members that opt-out get up to $225/month in fringe. Management members that opt-out get up to $265/month in fringe.
Health and Welfare Benefits Enrollment
| Benefit | Form | |
|---|---|---|
Medical, Dental, Vision, MetLife |
Enrollment for new employees, open enrollment, and at a qualifying life event is managed through the Benefit Bridge online enrollment system. Evidence of a qualifying life event is required. |
Benefit Bridge log-in information
Proof of relationship: When first enrolling any dependent in medical, dental and/or vision you must provide proof of relationship. You will be asked to upload these documents into the Benefit Bridge System |
MCSIG Life Insurance Beneficiary |
If you enroll in any MCSIG medical plan, you are eligible for a $25,000 life insurance policy through MetLife at no cost to you. |
|
AFA |
Available by appointment. Calendar year 2024 appointment dates:
|
https://enroll.americanfidelity.com/F2684466 All new employees must meet with AFA to confirm pre or post tax deductions for eligible benefits. More information below. |
Envoy
|
403(b) + 457 accounts After opening an eligible account, submit a Salary Reduction Agreement (SRA) online to request paycheck deductions. |
https://envoy.tsacg.com/index.php?e=3952 |
Plan Documents and Information
2024 Plan Documents
- MCSIG Medical Plan Comparison 2024
- Plan A $25 Summary
- Plan B $30 Summary
- Plan C $40 Summary
- Plan D $50 Summary
- Plan E $60 Summary
- Plan F PPO Select Summary
- MCSIG Employee Assistance Program (EAP)
- MCSIG Added Value Plans
- MCSIG Sponsored 25K Life Insurance Summary
- 2024 Benefits Guide
2025 Plan Documents
- MCSIG Medical Plan Comparison 2025
- Plan A $25 Summary
- Plan C $40 Summary
- Plan E $60 Summary
- Plan F PPO Select Summary
- MCSIG Employee Assistance Program (EAP)
- MCSIG Added Value Plans (see 2025 Benefit Guide for more information)
- MCSIG Sponsored 25K Life Insurance Summary
- 2025 Benefits Guide (coming soon)
VSP Group #: 30071230
Vision Insurance is offered through VSP. Please see plan documents for more information.
Dental Insurance is offered through Delta Dental. There is a two-year enrollment commitment; you will not be allowed to cancel coverage until you have been on the plan for two years. If you do cancel your coverage, you will not be allowed to re-enroll for two years.
Valid through calendar year 2024
- Dental Plan Comparison
- Plan A (6736-0001) Summary / Evidence of Coverage
- Plan B (6736-0003) Summary / Evidence of Coverage
- Plan C (6736-01001) Summary / Evidence of Coverage
- Plan D (6736-01003) Summary / Evidence of Coverage
Effective January 2025
- Dental Plan Comparison
- Plan A (6736-0001) Summary / Evidence of Coverage
- Plan B (6736-0003) Summary / Evidence of Coverage
- Plan C (6736-01001) Summary / Evidence of Coverage
- Plan D (6736-01003) Summary / Evidence of Coverage
- Diagnostic and Preventative Care Premium Waiver
- Brush Smart
- Amplifon and Qualsight
Accidental Death and Dismemberment (AD&D) Insurance: Employees are eligible for $2,000 of coverage at no-cost-to-you if elected as a new hire or during open enrollment. Employees may also choose to purchase additional coverage for themselves and their family.
AD&D 2k + Voluntary Plan Information
Life Insurance: As a new hire you are guaranteed up to two times your annual earnings not to exceed $100,000 with no health questions. If you are not a new hire and want to add life insurance during open enrollment, you will be required to complete a medical questionnaire. Additional coverage is available for family members.
Voluntary Life Plan Information
Please log into Benefit Bridge when updating beneficiaries outside of enrollment.
American Fidelity offers a wide array of supplemental insurances including; Accident Insurance, Cancer, Disability, Life, and Critical Illness. AFA also offers Flexible Spending Accounts (FSAs), High-Deductible Savings Accounts (HSAs), and deferred compensation retirement accounts.
As a Cuesta College employee, you do not pay into California State Disability Insurance, however, disability insurance is available through AFA. We encourage you to consider your unique situation and any salary continuation needs you may have.
All newly hired employees must meet with an AFA representative to confirm the tax status for benefit deductions. Employees who do not meet with an AFA representative to elect into pre-tax deductions will be placed into post-tax medical, dental and vision deductions.
AFA Plan Information and Brochure
Schedule an appointment with an AFA representative using the online scheduling system: https://enroll.americanfidelity.com/F2684466
All employees are eligible to invest a portion of their wages into a voluntary retirement investment via payroll deduction. Contributions can be made to a 403(b) Tax Sheltered Annuity Plan and/or a 457(b) Deferred Compensation Plan. Please contact Envoy Plan Services with questions or to enroll.
Phone: 800-248-8858
Email: info@envoyplanservices.com
Website: www.envoyplanservices.com
Cuesta College Direct Link: https://envoy.tsacg.com/index.php?e=3952